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Goldman Sachs Asset Management, L.P. and NextCapital Software, LLC are part of The Goldman Sachs Group, Inc. All information relating to periods before August 26th, 2022 shown herein are not from Goldman Sachs Asset Management, L.P. or The Goldman Sachs Group, Inc.

Harnessing technology for a personalized retirement income strategy

5/2/2022

 
​At retirement, 401(k) plan participants typically are on their own to manage retirement income and develop a sustainable withdrawal strategy. But change is on the horizon with the development of in-plan personalized retirement income solutions powered by technology. Recent legislative changes and technological advancements are evolving the 401(k) from a savings vehicle to a retirement income plan. 

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Keeping a Long Term Perspective

2/28/2022

 
Michael Sebastian, Chief Investment Officer
Many investors are looking at major market performance so far in 2022 with some unease. The pandemic, supply chain issues, a tight labor market, spiking inflation, anticipation of interest rate hikes, and now the situation in Ukraine have driven market volatility, prompting concerns about what comes next.

While short-term market movements can be challenging to predict, historical evidence points to two things for long-term investors to keep in mind:​
  • Stocks (the driver of growth in portfolios) have produced positive returns, in excess of bonds (the risk-reducer in portfolios), over long enough time horizons. Historically, stocks earned a positive return over five-year periods 90% of the time, and have always recovered from even the worst downturns, such as the 1973-74 crash and the 2008 Global Financial Crisis, in at most six years.

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Hybrid Retirement Solutions: Dynamic, personalized, cost-effective, and growing

11/22/2021

 
Michael Sebastian, Chief Investment Officer

The hybrid qualified default investment alternative (hybrid QDIA) is a retirement readiness innovation that is growing rapidly in adoption. Here’s a quick overview, a discussion of how hybrid QDIA is gaining momentum with plans, and some next steps.

Overview
Hybrid QDIA is a holistic, dynamic, personalized retirement solution that utilizes two investment options: (1) a low-cost target date fund (or customized target date portfolio) investment, and (2) a managed account. Participants begin in the target date fund investment solution before automatically adding on managed account services when they reach a specified milestone, such as a certain age (or choose on their own to upgrade to managed account services.)

When Hybrid QDIA serves as the default investment option for a retirement plan, it provides planning for everyone regardless of the investment option. Being the default maximizes value added potential for all participants, enabling mass enrollment and engagement. In this way, it reaches all participants--early-, mid- and late-career, everyone has a plan. Additionally, the methodology and user experience are consistent throughout the participant’s career. 

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NextCapital Receives Multiple Employer Awards

9/1/2021

 
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NextCapital is very proud to have been awarded one of Chicago’s Best Places to Work for the second year running by Built In. The success of NextCapital as an organization is a direct output of the engagement, growth, and success of its people. 
To top it all off, we received awards in three categories: 

Best Places to Work (#37)
Best Midsize Companies to Work For (#10)
Companies with the Best Benefits (#43)

 
As we continue to deliver disruptive solutions to our partners in the financial industry, we look forward to growing our talented team. If you are interested in joining us at NextCapital, take a look at our current openings. ​

NextCapital named one of Nassau Re/Imagine's 2021 Top 100+ Retiretech Companies in Retirement Planning for Employees

8/4/2021

 
We are thrilled to announce that NextCapital has been named one of Nassau Re/Imagine's Top 100+ Retiretech Companies for 2021 in the Retirement Planning for Employees category! The award recognizes the most innovative companies shaping the future of the industry. According to the retiretech incubator, "We believe these companies will effectively rewire the [retirement] industry for the next ten years."

Learn more about the Most Innovative Companies Shaping The Future Of The Industry
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NextCapital’s Liz Kigin Recognized on Women in FinTech Powerlist

3/9/2020

 
NextCapital is proud to announce that Liz Kigin, Vice President of Partner Management, has been included on Innovate Finance’s Women in FinTech Powerlist 2019. 

According to Innovate Finance, the list “shines a spotlight on the women leading innovation in financial services.” The 2019 list recognizes 200 women from across the globe. Liz is listed in the Professional and Financial Services category as someone who is an “in-house specialist, the go-to for the latest in FinTech trends, and an influential voice on sector innovations and diversity in finance.”

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Goldman Sachs Asset Management, L.P. and NextCapital Software, LLC are part of The Goldman Sachs Group, Inc., a public company that is a bank holding company, financial holding company and a world-wide, full-service financial services organization.
 

THIS MATERIAL IS FOR INFORMATIONAL PURPOSES ONLY AND IS PROVIDED SOLELY ON THE BASIS THAT IT WILL NOT CONSTITUTE INVESTMENT OR OTHER ADVICE OR A RECOMMENDATION RELATING TO ANY PERSON’S OR PLAN’S INVESTMENT OR OTHER DECISIONS, AND GOLDMAN SACHS IS NOT A FIDUCIARY OR ADVISOR WITH RESPECT TO ANY PERSON OR PLAN BY REASON OF PROVIDING THE MATERIAL OR CONTENT HEREIN INCLUDING UNDER THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974 OR DEPARTMENT OF LABOR REGULATIONS. PLAN SPONSORS AND OTHER FIDUCIARIES SHOULD CONSIDER THEIR OWN CIRCUMSTANCES IN ASSESSING ANY POTENTIAL COURSE OF ACTION.

This material is provided for informational purposes only and should not be construed as investment advice or an offer or solicitation to buy or sell securities.
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